What types of Motor Trade Insurance does SEIB cover?
Motor Trade Insurance can be suitable for a wide range of businesses involved in working with vehicles, whether operating from fixed premises, on a mobile basis, or as a part-time or home-based trader.
Cover can be arranged for businesses such as:
- Vehicle sales and dealerships
- Mechanics and vehicle repairers
- MOT and servicing businesses
- Vehicle valeting and detailing services
- Body repair and paint shops
- Mobile motor traders
- Part-time or home-based motor trade businesses
The type of Motor Trade Insurance required will depend on how your business operates and the activities you carry out. Policies can be adapted to reflect different trading setups, from smaller mobile operations to larger businesses with premises and employees.
As independent insurance brokers, SEIB works with leading insurers to arrange flexible, specialist motor trade insurance tailored to individual needs. Cover may include:
- Road risks, covering vehicles owned by your business or customers while being driven for motor trade purposes
- Business premises and contents insurance, protecting buildings, equipment and stock against risks such as fire or flood
- Public liability insurance, covering claims for injury or property damage caused by your business activities
- Employers’ liability insurance, covering claims arising from employee injury or illness
- Product liability insurance, protecting against claims linked to faulty parts or products supplied or fitted
- Business interruption insurance, covering loss of income following an insured event
- Goods in transit cover, protecting tools and equipment while being transported
- Equipment and tools cover, including specialist motor trade tools
- Commercial legal expenses, covering legal costs linked to certain business disputes
- Engineering inspections, helping ensure lifting equipment and machinery meet statutory inspection requirements
The cover available will depend on the nature of your business and the risks involved, ensuring your policy reflects how you trade day to day.
Need specialist motor trade insurance?
At SEIB, we stay ahead of industry trends to ensure our clients have the right cover. If you’re in the motor trade and want to discuss your insurance requirements, get in touch with our expert Motor Trade Insurance team today on 01708 850 011, email motortrade@seib.co.uk or request a quote here.
