Every business is distinct in the way it operates. If you’re a small business, finding the right business insurance can be complicated. You need a policy which considers every aspect of your operation; the work you carry out, your employees, volunteers, clients, money, location, assets and risk. At SEIB, we can provide tried and tested policies, from small business insurance cover to insurance for medium-sized businesses.
Do I need business insurance?
Every business usually needs some form of business insurance. This could include business liability insurance, business interruption and cover for the building you own or rent. It depends on the type of business you are. We have experience dealing with larger businesses and also much smaller businesses. If you’re looking for small business insurance, our team will compare business insurance that fully meets your needs.
What is small business liability insurance?
Small business liability insurance is a legal requirement if you have employees or if you hire a volunteer. It means that if an employee or a member of the public has an accident that could have been prevented and decides to claim against your negligence, business liability will cover the compensation fees and any legal costs.
What else does business insurance include?
Before we provide you with an accurate business insurance quote, we ask the vital questions. After we do this, we scour the types of business insurance available to you and offer the most suitable option. This could include;
- Public liability
- Employers’ liability
- Product liability which covers legal liability arising from the goods you manufactured, sold or repaired
- Business interruption protecting your flow, production and loss of income
- Buildings cover to safeguard where you work from
- Business contents insurance protecting stock and goods
- Tools, materials and machinery for an array of trades
Our knowledgeable team can help give your business the foundation for a long and fruitful enterprise.