Horsebox Insurance
Keep your team on the road with dedicated horsebox insurance built around you
- Comprehensive Horsebox Insurance with unlimited mileage
- From 3.5 tonnes up to HGVs
- Breakdown cover available
Choosing the right Horsebox Insurance for your needs can be confusing. At SEIB, we aim to help make things simpler for you. With over 60 years’ experience supporting horse owners, we’ve helped thousands of horsebox owners get the cover they need, fast. Whether your horsebox is regularly travelling up and down the country or just used for occasional trips, we can provide comprehensive horsebox insurance for horseboxes from 3.5 tonnes to HGVs.
Flexible insurance for your horsebox
Our comprehensive, unlimited mileage Horsebox policy is available to drivers over 21 (we will consider younger drivers) and can include:
- Unlimited mileage
- High-value horseboxes covered
- Windscreen replacement and repair
- Temporary vehicle hire costs up to £1,000 for the recovery of horse(s)
- Business use (equestrian occupations only)
- Hire or reward cover – if you are transporting horses belonging to other people and charging them a fee
- Motor Legal Expenses up to £100,000
- Horsebox breakdown cover option available including specialist equine transportation care
- Up to 6 months of European cover (excluding breakdown)
We’re proud to work with a leading equestrian organisations including:
Why choose SEIB Horsebox Insurance?
We use our experience, specialist knowledge and strong relationships with leading insurers to help you get the right Horsebox Insurance policy for your needs.
40 Years’ Experience
We’ve been helping horse owners find the right insurance for over 40 years.
Flexible Cover
Choose from valuable add-on covers for Breakdown and Motor Legal Expenses and a range of driver age and voluntary excess options.
Easy Claims Process
Horsebox Insurance claims should be easy, and they are with our experienced team.
Spread The Cost
You can pay for your Horsebox Insurance monthly via direct debit.
Team of Horsebox specialists
You’re in safe hands with our experienced team of Horsebox experts.
Our expert says…
As horse owners ourselves, at SEIB we don’t just insure horseboxes – many of our team are regularly found behind the wheel of one! We combine this personal experience and our 40+ years of insuring horseboxes of all shapes and sizes to offer you a wide range of flexible cover options so you can get the cover you need.
You can get an instant Horsebox Insurance quote and buy online in just a few minutes. However, if you’re not sure what cover you need, just give us a call and we will happily talk you through the options.
Grant White, SEIB Horsebox Insurance Team
Need Horsebox Breakdown Cover?
Breaking down in any vehicle can be stressful enough, without the added worry of having your horse on board. That’s why – as well as nationwide recovery and specialist recovery vehicles and equipment – our Horsebox Breakdown Cover includes an Equine Welfare Call – where a specially trained support team will contact you and help with any welfare concerns you may have.
Request a Quote
What does Horsebox Insurance Cover?
Our specialist Horsebox Insurance provides cover for horseboxes, including injury to others and damage to their property.
Included as standard
- Unlimited legal liability for death or injury to third parties including passengers
- Legal liability for damage to another person’s property up to £10,000,000 in respect of any one claim or number of claims arising out of one cause
- Legal costs incurred, with our consent, in connection with a claim
- Loss or damage to the insured vehicle
- Replacement vehicle cover if costs to repair exceed 50% of list price and vehicle was purchased and registered by you from new
- Windscreen replacement and repair
- Replacement locks up to £500
- Personal effects up to £100
- Medical expenses up to £500
- Personal accident up to £5,000
- Temporary vehicle hire costs up to £1,000 for the recovery of horse(s)
- Business use (equestrian occupations only)
What isn’t included?
- Theft or attempted theft if vehicle has been left unlocked or with keys or keyless entry system in or on the vehicle
- Any vehicle being driven by a person not covered by the policy
- Any use other than social domestic and pleasure purposes, unless stated otherwise in your certificate
- Loss of use, wear and tear, depreciation or mechanical, electrical, electronic or computer failures, breakdowns or breakages
- Any vehicle being used in the parts of airports or aerodromes to which aircraft have access.
*Please note that this is not an exhaustive list of cover exclusions.
Horsebox Insurance FAQs
Have a Horsebox Insurance question for us? Find answers to our frequently asked questions below or contact us for more information.
Yes you can, if it forms part of your equestrian business i.e. a riding school transporting their own horses. For any further questions surrounding your equestrian business please do not hesitate to give us a call.
If you would like others to drive your horsebox we do have an option for this. With a multitude of options available to you, we’ll guide you from quote to renewal and beyond. To speak with SEIB’s dedicated experts about your horsebox, or to receive a Horsebox Insurance quote directly, contact us on 01708 850 000, email info@seib.co.uk or hit the Get Quote button above.
It certainly can. For an additional cost, we can provide Horsebox Breakdown Cover at an affordable price, which will be added to your existing policy. If your horsebox is not fixable roadside, we can even cover overnight accommodation for your horse, or immediate transport beforehand.
We have been insuring horseboxes for more than 30 years. In that time, we have established ourselves as one of the market leaders in the field. As horse owners ourselves, we combine personal experience with professional knowledge to provide a policy that is centred on your individual needs.
In order to take out horse lorry insurance you will need to ensure that you are suitably qualified to drive it. This will depend on when you passed your driving test and the type of horse lorry you intend to drive.
Grant White
Sales Supervisor
John Phillips BSc (Hons) Cert CII
Client Services Supervisor
Paul Wilson
Client Services Manager
Footer Notes
*Based on retention data from 01.01.2024 – 31.12.2024