Livery Yard Insurance
Covering the people and horses in your yard, whatever the weather
- Keeping yards protected since 1999
- No lengthy proposal forms to complete
- Face-to-face livery yard visits available
- Discounts available for approved yards
As a livery yard owner, you can face a wide range of risks. If a customer or employee suffers an injury on your land, or a horse becomes sick or injured, you could be liable. If your property becomes damaged or suffers a flood or fire, you may need to fund the repairs. Whether you offer grass livery, DIY, livery services or full livery, it’s essential you have the right Livery Yard Insurance in place to protect your business.
Flexible insurance for livery yards
At SEIB, we’ve been insuring livery yards since 1999. Our well-established team of Livery Yard Insurance experts – many of whom are horse owners themselves – offer a more personal approach to guide you through your insurance options. There are no long-winded proposal forms to complete, as we can take you through everything over the phone or in person at your yard. We aim to provide you with a same-day quote, wherever possible.
No matter the size of livery yard or the services it provides, SEIB can find a policy tailored to your needs. Call us now to get a Livery Yard Insurance quote on 01708 850 000, email info@seib.co.uk or complete the form below and one of our team will be in touch.
What does Livery Yard Insurance cover?
Our specialist Livery Yard Insurance can be tailored to protect you and your livery yard. Cover can include:
- Public Liability Insurance for livery yards – up to £10m of protection against claims made by third parties for accidental bodily injury or property damage.
- Employers’ Liability – Essential cover for staff and those that help you with your business.
- Care, custody and control – to protect you and your employees when caring for horses. With limit options of £10,000, £25,000 or £50,000 per horse.
- Buildings insurance – covering equestrian buildings such as stables, hay barns, tack rooms, arenas and more.
- Contents insurance – covering things such as hay and straw, quad bikes, tractors, tack & Saddlery.
- Business Interruption – to protect you against loss of income during periods when you cannot carry out business as usual due to unexpected loss or damage
- Other activities – Cover is fully flexible and can include cover for hiring out of facilities, shows, café, tack shop staff accommodation and much more.
We’re proud to work with a leading equestrian organisations including:
What types of livery yard do SEIB cover?
SEIB can provide insurance for most types of yards from private yards to large Equestrian Centres and everything in between including:
- Full Livery Yards
- DIY Livery Yards
- Grass Livery Yards
- Schooling Livery Yards
- Competition Livery Yards
- Retirement Livery Yards
- Assisted Livery Yards
- Sales Livery Yards
- Stud Livery Yards
- Backing Livery Yards
Checklist for getting insurance cover right for your yard
Our simple checklist highlights the key areas to review, helping you make sure your yard is properly protected.
Download your free copy by clicking the document here.
Why choose SEIB Livery Yard Insurance?
We use our experience, specialist knowledge and strong relationships with leading insurers to help you get the right Livery Yard Insurance policy for your needs.
60 Years’ Experience
We’ve been providing specialist equestrian insurance for over 60 years.
No Lengthy Proposal Forms
We’ll take you through everything over the phone or face-to-face.
Same Day Quotes
Wherever possible we aim to get your Livery Yard Insurance quote to you same-day, with a 48-hour turnaround for more complex quotes.
Cover To Suit Your Budget
Flexible Livery Yard Insurance options to help you get the cover, and price, you need.
Easy Claims Process
Livery Yard Insurance claims should be easy, and they are with our experienced team.
Spread The Cost
Options to pay for your insurance monthly via direct debit.
Team Of Horse Owners
You’ll speak to a team of horse owners who understand your world.
Our expert says…
With over 25 years’ experience providing insurance for livery yards – and as livery yard users ourselves – we understand how busy life can be when running a yard. That’s why we aim to make things as simple as possible for you.
We know you don’t have lots of time to fill in lengthy forms so we can take you through everything over the phone instead. If your yard is more complex, we’d be happy to visit you to better understand your insurance needs and guide you through your options.
Rather than a “one-size fits all” approach, we work with well-established insurers to help you get the tailored Livery Yard Insurance you need at a competitive price. We offer ongoing support and you can be confident that you’ll speak to an experienced equestrian expert every time.
Kathryn Purcell, Equestrian Schemes Technician
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“Helpful & stress free!”
“Great cover and premium for my livery yard and freelance business. Helpful and stress free!”
Matt, Trustpilot Review
Livery Yard Insurance FAQs
Have a Livery Yard Insurance question for us? Find answers to our frequently asked questions below or contact us for more information.
If you do pony parties or rides, you will need additional insurance. If you do this on your own premises we can add this activity to your yard insurance or if you only do this activity off site then we can do a standalone Pony Party Insurance policy.
The cost of Livery Yard Insurance can vary widely depending on several factors, including the size of the yard, the number of horses and staff, the types of services offered, and the level of cover required. For a bespoke quote, please complete the above enquiry form and a member of our team will be in touch.
SEIB’s Livery Yard Insurance policies can be tailored to cover most equestrian activities. We can include cover for hiring out of your facilities including your arena, cross country course and show jumping paddock. The hire can be for individuals to use for a single hire or for larger groups to hire all the facilities for a camp or event they are running.
If you have other peoples horses stabled or kept on your yard then this would still be classed as a livery yard and the appropriate insurance would be needed.
The minimum insurance most livery yards will need is Public Liability and Care Custody and Control. If you have anyone helping you on the yard with the business then it is a legal requirement to also have Employers’ Liability. Other insurance to consider would also be contents and buildings cover, Legal expenses and Personal Accident cover.
SEIB can cater for most types of yards from private yards to large Equestrian Centres and everything in between including stud farms, competition yards, Riding School Insurance and breaking, training and dealing yards.
Joanne Goodrich
Equestrian Liability Underwriting Specialist
Kathleen Tansey
Sales Team Leader
Kathryn Purcell
Equestrian Schemes Technician
Footer Notes
*Based on claims data from 01.01.2024 – 31.12.2024