Funeral Car Insurance
Specialist insurance for funeral car fleets
- Insurance for hearses, limousines, private ambulances & more
- Breakdown cover for your whole fleet
- NAFD’s insurance provider of choice for 30+ years


Flexible Funeral Car Insurance
Funeral director fleets can be quite unique compared to standard motor fleets – from hearses and limousines to private ambulances, motorcycles and other niche vehicles. That’s why having specialist Funeral Directors’ Car Insurance (sometimes referred to as funeral fleet insurance or funeral motor insurance) is essential.
At SEIB, our Funeral Car Insurance is designed to minimise the impact on your business and the people who rely on you, when the unexpected happens. We’ve been the Funeral Director Insurance provider of choice for the National Association of Funeral Directors (NAFD) for more than 30 years. From hearse insurance to breakdown cover, we can provide you with the tailored cover you need to protect your vehicles.
Get in touch to request a Funeral Car Insurance quote. Call us on 01708 850 000, email info@seib.co.uk or complete the form below and one of our team will be in touch.
What does Funeral Car Insurance cover?
Our specialist funeral vehicle insurance policies can be tailored to cover your unique fleet. The following cover is included as standard:
- Hearse insurance, limousine insurance, private ambulance insurance, and cover for vans, motorcycle hearses and more
- Unlimited windscreen cover with no excess
- Coffin and flower replacement
- Loss of use cover to pay for the hire of like-for-like funeral vehicles up to £18,000 per incident for up to 60 days
- Covers any authorised driver aged 21+ with no upper age limit, although young drivers can be considered
- European cover included as standard
- Additional options include attractive voluntary excess discounts and protected no claims bonus.
Other optional insurance covers available include: Motor Breakdown Insurance and Motor Legal Expenses up to £100,000.


Add Breakdown Cover for your whole fleet
Our optional Funeral Car Motor Breakdown Insurance can cover your whole fleet and includes:
- No age restriction on vehicles, a great benefit to companies using classic cars
- The cost of a hire car suitable to your business requirements
- Roadside repairs including labour charges of up to 1-hour
- Recovery to a local garage if vehicle cannot be repaired within 1 hour
- Cover which is defined per vehicle, saves money against your vehicles that have breakdown included within the warranty.
*Terms and conditions apply
Why choose SEIB Funeral Car Insurance?
We use our experience, specialist knowledge and strong relationships with leading insurers to help you get the right Funeral Car Insurance policy for your needs.

40+ Years’ Experience
We’ve been helping funeral directors find the right insurance for their vehicles over 40 years.

Tailored Protection
Hearse insurance, limousine insurance, private ambulance insurance, and cover for vans, motorcycles, hearses and more.

Easy Claims Process
Funeral Car Insurance claims should be easy, and they are with our experienced team.

Trusted Experts
Rated Excellent on Trustpilot and NAFD’s insurance provider of choice for over 30 years.

Ongoing Support
Our friendly, experienced team are here to help you with any questions you may have.

Request a Quote
Need to insure your funeral director business too?
With over 40 years’ experience, hundreds of funeral directors work with us to get the flexible Funeral Director Insurance they need to protect their business. From buildings and contents insurance to loss of income and public liability insurance, we’ll work with you to create a policy that protects you and your business.

Footer Notes
*Based on retention data from 01.01.2024 – 31.12.2024