Sadly, our horses don’t stay young forever and - much like us - as they age they become prone to certain conditions and injuries. This is why it’s so important to make sure you have the right veteran horse insurance in place. The team here at SEIB own and ride horses aged from four all the way up to the late twenties, so we understand the need to have the best veteran horse insurance policy you can find.

Our older horse insurance is tailored to provide your horse with the cover they need.

Veteran horse insurance at a glance:

  • Available for horses from 15 years old (and younger if you wish)
  • No upper age limit on this product
  • Package policy which covers accidental external injuries only
  • Theft/straying of the horse
  • Public Liability
  • Personal Accident
  • Dental treatment
  • Tack & Saddlery
  • ‘Farewell Cover’ (dependent on insurer) which provides a contribution towards disposal costs, even if there’s no successful mortality claim
  • We can also offer veteran horse insurance with colic cover. This is an add-on that includes a contribution to emergency life-saving colic surgery at £1,500 max (subject to underwriters’ agreement and an excess)

SEIB have been providing horse insurance for older horses for nearly 60 years. With advances in veterinary diagnostics, treatment, nutrition and care, horses are living longer, happier and healthier lives, some continuing to be ridden well into their twenties. Our horse insurance team want to help you and your horse carry on the fun for as long as you can.

We have exclusive access to specialist horse insurance markets, which saves you from having to compare veteran horse insurance quotes on numerous different websites. This, together with the tailored levels of cover your policy will provide - and our reputation as equine insurance specialists - means that you are in safe hands.

If you would like to find out more about how SEIB can protect your older horse, contact our team on 01708 850 000, email

Veteran Horse Insurance Enquiry Form

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Have a question about veteran horse insurance?

Why is it important to choose veteran horse insurance with colic cover?

Colic amounts to a large number of equine veterinary call outs and is a major cause of euthanasia in horses. There are many different types of colic and treatment can range from a single visit from the vet up to emergency surgery. With surgery becoming a more common practice, we offer an optional veteran horse insurance extension to include a contribution of £1,500 towards emergency life- saving colic surgery, to give your veteran horse the best chance of making a full recovery.

Do veteran horses need injury cover?

Accidents can happen at any time and injuries can be expensive to treat. The majority of our claims under the veteran plan are injuries sustained in the field which as we all know, can happen at any time. Our veteran horse insurance provides peace of mind that - should your horse sustain an injury in the field - you're covered to receive a contribution towards the costs of veterinary fees.

Do I need public liability cover?

All of our veteran horse policies come with public liability cover as standard. Public liability cover is not a legal requirement, however, it will protect you if an incident occurs with your horse that results in an injury to a third party or causes third party property damage.