Horse Trailer Insurance
Flexible insurance for horse trailers tailored to your needs
- Over 40 years’ experience
- Award-winning claims service
If you own horses, there’s a good chance they’ll need to be transported at some point. When you do, it’s important that you’re fully protected with a comprehensive Horse Trailer Insurance policy to keep both you and your horses safe, should the worst happen. Insuring a horse trailer can feel complicated. At SEIB, we aim to make things simpler for you. You can get an instant horse trailer insurance quote and buy online in minutes, choosing from a range of flexible cover options.
Specialist insurance for your horse trailer
If you’re unsure what Horse Trailer Insurance cover you need, our experienced team can help guide you through the process. Cover is available for trailers valued up to £35,000 and can include:
- Fire, theft and accidental damage cover
- Cover for hired trailers for up to a year
- Horse Trailer breakdown cover option available, including equine rescue
- Public liability insurance for the trailer when not attached to the towing vehicle automatically included
- Discounts available for Equi-Trek trailers
We’re proud to work with a leading equestrian organisations including:
Why choose SEIB Horse Trailer Insurance?
We use our experience, specialist knowledge and strong relationships with leading insurers to help you get the right Horse Trailer Insurance policy for your needs.
Over 40 Years’ Experience
We’ve been insuring horse trailers for over 40 years.
Easy Claims Process
Horse Trailer Insurance claims should be easy, and they are with our experienced team.
Spread The Cost
You can pay for your Horse Trailer Insurance monthly via direct debit.
Team Of Horse Trailer Specialists
You’re in safe hands with our experienced team of horse trailer experts.
Cover To Suit Your Budget
Flexible Horse Trailer Insurance options to help you get the cover, and price, you need.
Our expert says…
At SEIB, our team brings together decades of specialist Horse Trailer Insurance knowledge with real-word experience as horse owners and trailer users themselves. We understand the risks, challenges and what matters most when insuring your horse trailer.
You can get a quote and buy online in just a few clicks. Prefer to speak to someone? Call our friendly team of experts and we’ll talk you through your options and help you get the cover that best suits your needs.
Grant White
Need Horse Trailer Breakdown Cover?
Breaking down in any vehicle can be stressful enough, without the added worry of having your horse on board. That’s why – as well as nationwide recovery and specialist recovery vehicles and equipment – our Horse Trailer Breakdown Cover includes an Equine Welfare Call – where a specially trained support team will contact you and help with any welfare concerns you may have.
What does Horse Trailer Insurance Cover?
Horse Trailer Insurance provides cover for loss of, or damage to, your horse trailer and your legal liability as owner of the horse trailer. Our flexible policies allow you to tailor your cover to meet your needs.
Included as standard
- Accidental loss of or damage to your horse trailer
- For loss or damage to horse trailers which are less than 12 months old we will cover the cost of repairing the horse trailer or replacing it as new if it is lost or not economical to repair. The most we will pay is up to the sum insured shown in your schedule
- Necessary and reasonable costs to take the damaged horse trailer to the nearest suitable repairers and to deliver it to your home or where the trailer is normally kept
- Necessary and reasonable costs to recover any horses that were being transported in the damaged horse trailer to your address or intended destination within England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man up to £500 for any one incident per horse trailer
- Cover for your legal liability as owner of the horse trailer for accidental bodily injury and accidental damage to third party property up to £1,000,000
Optional additional covers can include:
- Temporary hire of an alternative trailer. This gives cover up to £750 for a maximum period of 3 weeks if you need to hire a temporary replacement trailer following insured loss or damage
- Breakdown cover
What isn’t included?
- Wear and tear or costs for maintenance of the horse trailer
- The excess you need to pay for claims
- Damage to tyres by punctures, cuts or bursts
- Loss or damage whilst the horse trailer is being used for your job, profession or business or for hire or reward
- Third party liability whilst the horse trailer is attached to the towing vehicle
- Loss or damage that happened before the start of the insurance policy
- Loss or damage resulting from war or terrorism
- Contents other than horse trailer accessories
- Cyber losses such as from computer virus, hacking, malfunction, or user error
*Please note that this is not an exhaustive list of cover exclusions.
Horse Trailer Insurance FAQs
Have a Horse Trailer Insurance question for us? Find answers to our frequently asked questions below or contact us for more information.
Horse Trailer Breakdown Cover is available as an optional extra to our Horse Trailer Insurance policy. Our complete peace of mind cover not only provides cover for the towing vehicle but also extends to the horse trailer. What’s more, this add-on will handle transportation or accommodation for you, your passengers and your horses if necessary. Find out more here.
Not sure how much Horse Trailer Insurance costs? The cost of Horse Trailer Insurance depends on the types of cover selected. If you’re looking for an indication of the price of Horse Trailer Insurance then we recommend getting an instant online quote here. If your needs are more unique, call our experienced team who will guide you through the process.
Choosing the best horse trailer insurance depends on your individual needs and priorities. For example, if you’re looking for cheap horse trailer insurance it’s worth getting an online quote. But, if “best horse trailer insurance” for you means getting comprehensive cover, you can get an online quote in minutes and compare horse trailer insurance here.
We have over 40 years’ of experience in this specialist field. The SEIB team that will deal with your Horse Trailer Insurance policy own horses themselves, so are adept both personally and professionally at finding appropriate cover.
Request a Quote
Grant White
Sales Supervisor
John Phillips BSc (Hons) Cert CII
Client Services Supervisor
Paul Wilson
Client Services Manager
Footer Notes
*Based on retention data from 01.01.2024 – 31.12.2024