Getting your customers from A to B sounds simple enough, but it’s not always as straight-forward as you’d like. In rural areas, you’re often unaware of what’s around the corner until it’s too late. At SEIB, we can keep your customers on time by keeping you on track, no matter the size or style of your rural private hire business.

If you’re a taxi firm in rural areas, you’ll probably notice that whilst the chance of an incident occurring is slimmer, the consequences can often be double-fold. Private hire insurance covering the basics is a legal must, but cover shaped specifically around your requirements should be thought of just as essential if you want to protect your business. SEIB’s experienced team have substantial experience in this specialist field, and the cover we provide can offer;

  • A range of cover levels, from comprehensive to third party, fire and theft
  • Cover for single, multiple and fleet vehicles
  • Any driver over 25 option
  • Up to 7 years no claims bonus with optional bonus protection
  • Additional discounts for named drivers
  • Dedicated 24 hour claims service to ensure you’re always in the know
  • Motor Legal Expenses up to £100,000*

Private Hire Enquiry Form

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Have any questions? Read our Private Hire insurance FAQ below to find out more.

Is breakdown cover provided?

Breakdowns occur at the worst of times. Whether you expected it or not, the frustration is shared by all drivers. If you’re a private hire business, breakdowns can even affect your reputation. But if you’re based in rural areas, the situation can suddenly become catastrophic, and could leave you and your customers stranded. As an optional extra, SEIB can add Breakdown Cover to your policy.

What else can you offer?

As a taxi firm, it’s not just about your cars. It’s also about the people you employ and the public you engage with. SEIB can offer additional public liability and employers’ liability to protect you and everybody your business comes into contact with, covering you for almost any event.

How much does private hire insurance cost?

Protecting your taxi business is probably less than you think. Crucially, our experience allows us to cater to your needs specifically, so we’ll construct a policy having carefully determined your requirements. This way, you’ll only ever pay for the cover you need.

Why should I choose SEIB?

Insuring your private hire business can be a complex task for an average broker. As specialist private hire insurance brokers, SEIB have the necessary expertise to make your life easier. We are proud of our vision to work transparently and diligently, listening to you to ensure that you are always happy with the service we provide. We’ve forged superb relationships with our clients and pride ourselves on over 90% customer retention.

For more information on the type of cover we offer, receive advice on your insurance needs and to receive a dedicated private hire insurance quote, simply contact SEIB’s team on 01708 850 000 or email

*From May 2021 the new Civil Liability Bill will come into effect. This will change the way drivers claim for whiplash injury and further increases the need to ensure you have pre-purchased a motor legal expenses insurance policy. As a result of the Civil Liability Bill, you will be liable for any legal costs for pursuing claims of up to £5,000 in respect of whiplash injuries following a motor accident. However, if you have pre-purchased motor legal expenses cover then this will cover your legal fees so you can pay for a solicitor to pursue the claim on your behalf. A standard motor legal expenses could cover up to £100,000 in legal fees and typically cost around £3 a month in premiums.