Sport Horse Insurance
Insurance for high-value horses and competition horses
- For horses worth £50,000+
- Suitable for all disciplines, including dressage, eventing, showjumping, breeding, and more
- Optional £10k vet fees cover (per claim and within policy year)
Protecting your horse from the many risks in and out of the stable is one thing, but the possibility of injuries is even greater when your horse competes in events such as dressage, show jumping or eventing. Having the right high-value Sports Horse Insurance in place can help safeguard against costly injuries, giving you confidence that your horse is protected and ready to perform at its best.

Specialist insurance for your horse
Designed for competition horses with a higher monetary value, Sport Horse Insurance (also known as competition horse insurance or high-value horse insurance) is a multi-purpose policy offering superior protection. With decades of equine expertise, our team can guide you through the options and provide you with the right policy for you and your horse.
To request a quote or find out more about SEIB’s Sport Horse Insurance, please complete the form below or contact our team on 01708 850 000, or email info@seib.co.uk.
What does Sport Horse Insurance cover?
Our flexible Sport Horse Insurance allows you to tailor your cover to meet your needs. The policy is on an “agreed value” basis, so there’s no need to prove the value of your horse, should the worst happen. Cover can include:
- Optional £10K vet fees cover (per claim and within the policy year)
- Emergency Colic Surgery Costs up to £2,500 automatically included
- Repatriation costs automatically included, up to £500 to get you and your horse home if your horsebox breaks down anywhere in Western Europe
- Post-mortem and disposal costs up to £400 automatically included
- Clear-cut Wobbler syndrome coverage automatically included
- Option to buy cover for conditions/areas of the horse’s anatomy that may be subject to an exclusion*
*Subject to insurer’s agreement
We’re proud to work with a leading equestrian organisations including:



Why choose SEIB Sport Horse Insurance?
We use our experience, specialist knowledge and strong relationships with leading insurers to help you get the right Sport Horse Insurance policy for your needs.

Over 60 Years’ Experience
We’ve been insuring horses for over 60 years.

Team Of Horse Owners
You’ll speak to a team of horse owners who understand your world.

Flexible Cover
Choose from a range of covers to get the policy that suits you and your horse.
Our expert says…
With SEIB’s sport horse insurance, you benefit from the reassurance of an agreed value policy – meaning that, should the worst happen, you won’t need to prove the value of your sport horse.
Our expert team has exclusive access to specialist sport horse insurance markets, allowing us to create a comprehensive policy tailored to your needs. We can even offer options for horses with pre-existing conditions, or cover for areas of the anatomy that might usually be excluded. Give us a call and we’ll be happy to guide you through the right cover for your horse.
Anthony Burnett, Equine Schemes Underwriting Specialist


Request a Quote
Policyholder and horse must be domiciled in the United Kingdom.
Please complete the enquiry form below and we will be in touch shortly
Sport Horse Insurance FAQ’s
Have a Sport Horse Insurance question for us? Find answers to our frequently asked questions below or contact us for more information.
Absolutely! SEIB’s experienced sport horse team has decades of expertise and includes horse owners who understand the needs of competition riders. You can request a quote online, call the team on 01708 850 000, or email info@seib.co.uk to discuss your requirements and receive guidance on the most suitable cover for your horse.
Yes. SEIB’s Sport Horse Insurance is highly flexible, allowing you to tailor the cover to meet your individual needs. Optional features include £10,000 vet fees cover, and there is also the option to buy cover for conditions or areas of your horse’s anatomy that may otherwise be excluded, subject to the insurer’s agreement.
Yes, you’ll need to prove your horse’s value during the quoting stage, and again at renewals. However, should the worst happen, there’s no need to prove the horse’s value at the time of a mortality claim. This is on an agreed value basis, which means the value of your horse is agreed upon prior.
Yes. The policy is designed for competition horses and is suitable for those competing both nationally and internationally, provided their registered address is within the UK. The policy also includes repatriation costs of up to £500 to help get you and your horse home if your horsebox breaks down anywhere in Western Europe, making it particularly useful for owners travelling to compete. If you’re planning to travel further afield, cover can be arranged subject to the /insurer’s agreement.
The policy automatically includes repatriation costs of up to £500 to help get you and your horse home if your horsebox breaks down anywhere in Western Europe. If you are planning to compete abroad, SEIB’s specialist team can discuss your requirements and help you arrange the most appropriate cover for your circumstances.
SEIB’s Sport Horse Insurance has been specifically designed for high-value competition horses worth £50,000 and above. Unlike standard horse insurance policies, it offers features tailored to the needs of elite horses, including an option for £10,000 vet fees cover per claim and within the policy year, agreed value cover, and the possibility of insuring certain pre-existing exclusions, subject to insurer agreement.
SEIB’s Sport Horse Insurance is designed for horses valued at £50,000 and above. If your horse has a significant monetary value and competes regularly, this policy offers tailored protection to reflect the higher level of investment involved.
This policy is intended for owners of high-value sport and competition horses, particularly those competing in dressage, showjumping and eventing. It is suitable for horse owners who require specialist protection for horses with a higher monetary value and the unique risks associated with competitive careers.