As part of our commitment to offer insurance for every horse and budget, we have revisited our Core and Classic Horse Insurance options to offer you premiums starting at less than £10 per month.

Following an in-depth review of our policies and client feedback, we understand flexibility and affordability are key considerations for those taking out horse insurance policies. The price of Core (accidental external injury only) Insurance policy has now been adjusted to reflect a reduced premium for horse owners.

Amongst other new flexible benefits, Core Insurance now offers potential clients the opportunity for a budget friendly horse insurance quote in under five minutes, an option for horse insurance without needing a vetting and the ability to increase or decrease cover levels. This no fuss insurance allows you to keep premiums down with the added benefits of no administration fees plus interest free payments.

SEIB’s Chief Executive Officer Suzy Middleton said: “We take our commitment to our clients seriously here at SEIB, and we always want to ensure we are giving them what they need, both in terms of cover and price. Following feedback from our clients, we’ve reviewed and updated our SEIB Core and Classic Horse Insurance offerings to add even more flexibility with options for every horse and every budget.”

In addition to these improvements on our Core Horse Insurance, a 20% co-Insurance is now a key feature of our well-established, trusted and popular, Classic Horse Insurance policy.

Equestrian Business Services Manager at SEIB, Steph Ellis explained: “Co-insurance helps keep premiums low for our clients. If a claim is made on a Co-Insurance Classic horse policy, the arrangement is that the insurer will pay out 80% of the claim and the client will therefore pay the 20% remainder plus a fixed excess of £165.00. This allows our clients to have increased flexibility with a cheaper premium, coupled with the peace of mind of having comprehensive horse insurance.

Another area of Classic Horse Insurance in which flexibility has increased is a unique option for a higher excess, up to the value of £750. This feature allows clients to benefit from a lower premium and is designed to adapt to the needs of both the owner and the horse through the various stages of ownership.

Suzy Middleton continued: “With 60 years’ experience in the business behind us, SEIB’s updated Horse Insurance products now offer something for everyone, to suit all budgets. Should the worst happen and a claim is needed, our clients know they can rely on a quick and efficient service from our award-winning claims team. In line with these changes, the SEIB website has been streamlined with an easy to digest table, setting out policy features in clear language.”

To help announce these new changes and improvements to their policies offered, we are thrilled to be working with long-standing clients, and now, new Brand Ambassadors, Emily Dobson of EMD Eventing and Tina Wallace of Life on the Left Rein. Emily and Tina and their horses benefit from cover through SEIB’s Core, Classic and Veteran policies.

Emily said: “Having had my horses and trailer insured with SEIB Insurance Brokers for over 10 years, I’m now absolutely thrilled to announce I’ll be joining SEIB as their latest Brand Ambassador and I’m looking forward to the start of our new partnership, officially launching at this year’s Your Horse Live!”

Tina added: It’s an honour to be associated alongside SEIB Insurance Brokers, who boast over 60 years of heritage and expertise in helping protect the equestrian community. I’m delighted to be joining SEIB as their new Brand Ambassador and I can’t wait to be joining Emily and the rest of the SEIB team at Your Horse Live.”

Emily and Tina are set to be the faces of these new and improved horse insurance policies from SEIB and will be hosting an exclusive meet and greet on the SEIB Stand at Your Horse Live from the 10th to 12th November 2023.

The cost-of-living crisis continues to bite within the equestrian community. The SEIB team is made up of equestrians who understand first-hand the financial pressures horse owners are under. The team knows how important is it for their customers and their horses to have effective cover in order to remain happy and healthy.

Find out more about co-insurance.

How to save on your Horse Insurance Cost.

These policies are available to purchase online now at