SEIB is proud to offer a specialist Motor Trade Combined Insurance Scheme, exclusively for members of Bravo Networks.
Designed exclusively for full-time, small to mid-sized UK motor trade businesses operating from commercial premises, this scheme, backed by 'A' rated insurer AXA Insurance, delivers flexible, comprehensive cover.
Why Choose SEIB's Motor Trade Combined Scheme?
- Full combined insurance for established motor traders
- Bespoke protection tailored to individual business needs
- Backed by ‘A’-rated capacity from AXA
- Easy MID access and exceptional broker support
- Attractive commission opportunities
Key Features of Cover
- Material Damage
- Business Interruption
- Employers’ Liability
- Public & Products Liability (including defective workmanship)
- Road Risks (comprehensive – must include internal risks)
- Wrongful Conversion
- Loss of MOT Licence
- Equipment Breakdown
- Money and Assault
- Legal Expenses
- Property in Transit
Valuable Enhancements Included
- New Vehicle Replacement
- Accompanied Demonstration (Standard)
- Unaccompanied Demonstration (Considered)
- Windscreen Cover (Under Road Risks Section)
- Loan or Hire Vehicle Cover
- Favourable discounts for positive risk features
Standard Limits and Excesses
| Coverage Area | Standard Limit |
|---|---|
| Property in Transit | £5,000 |
| Contents of Customer Vehicles | £5,000 |
| Tenants Improvements | £10,000 |
| Fixed Glass | £5,000 |
| Employees’ Tools (Per Employee) | £10,000 |
| Max Single Vehicle Value | £100,000 (Higher on referral) |
Policy Excesses:
- Material Damage: £350
- Road Risks: £350
- Windscreen: £150 (£25 for repair)
Minimum Premium: £1,500 (including IPT)
Target Trades We Cover
We proudly cover a wide range of motor trade businesses including:
- Agricultural Vehicle Service & Repair
- Car Sales (new & used) from premises
- MOT Testing & Mechanical Repairs
- Auto Electricians & Paint Sprayers
- Tyre and Exhaust Fitters
- Windscreen Repair/Replacement
- Motorcycle Sales & Servicing
- Vehicle Audio/Security Installation
- LPG Conversions & Air Conditioning Services
- Engine Diagnostics & Bodywork Repairs
- Premises-based Sign Writing and more
We can also consider traders operating from a home location that have a separate building with own access.
Getting a quote couldn’t be easier, simply complete our quick enquiry form below, call us on 07702 532823 or 01708 850020. You can also email motortrade@seib.co.uk.
Motor Trade - Bravo Enquries
Why Choose SEIB for Your Motor Trade Clients (Under £5K Premiums)?
Brand-new rates – exclusively through SEIB for Bravo members
Flexible submissions – speak directly to SEIB’s team of experts or use their online portal
Fast turnaround times – quick, efficient service on all new business enquiries
Dedicated Motor Trade Team – over 60 years’ experience and extensive delegated authority
Proactive renewals and same-day mid-term adjustments
No minimum commitment – complete flexibility for you and your clients
24/7 Motor Insurance Database access – an easy-to-use tool for your clients